Our Process

Define Our Relationship

If we mutually agree that we should work together, we need to have a written agreement as a guide.  We will outline the services we wish to provide for you and the accompanying costs.  We will also define our responsibilities and your responsibilities in this relationship.  Our agreement will last as long as we both feel it serves our purposes.  This agreement may be cancelled by either party at any time.

Gather Data

We need to know your entire financial situation.  We will ask for bank statements, investment statements, insurance policies, mortgages and loans, credit card balances, tax returns and a budget.  We want to know your financial goals.

Analysis and Evaluation

We will give you our detailed opinion of your financial situation… the good news and the bad news.

Develop a Plan

We will make specific suggestions as to how to address your financial problems and work towards your financial goals.  We’ll give you a track to run on.

Implement the Plan

We will help you with whatever financial issues we can, and refer you to other financial professionals if and when necessary.

Monitor the Plan

We need to review your progress on a regular basis.  We will be in touch with you if we think necessary.  We expect you will be in touch with us if and when a significant financial event (good or bad) happens in your life.